Are you ready to end the year strong? With just 7 weeks left in 2022, Melissa Joy, CFP, ® and Melissa Fradenburg, CDFA, ® discuss year end financial planning. It’s important to organize your financial “to-do’s” and set intentions going into the new year. In this episode we will cover taxes, retirement contribution deadlines, Roth…
Episode 140: Making the Most of Your Employee Benefits with Melissa Joy
It’s open enrollment season! Do you need to make changes to your employee benefits? In this episode Melissa Joy, CFP® reviews what you need to know about open enrollment and what various benefit options mean for you as far as coverage and cost. You will learn: How do high deductible plans work vs. traditional plans….
Episode 139: Cost-of-Living-Adjustment for 2023 with Melissa Fradenburg
The Federal Government has announced the largest COLA adjustment for Social Security since 1981 and an upward shift in the income tax brackets as well as increases in contribution limits to retirement plans and the standard deduction. Listen to this episode to find out what you can expect in 2023 and how these changes may…
Episode 138: How to Deal with Grief and Financial Decisions with Kathi Balasek
In this episode Melissa Joy, CFP, ® discusses grief with Kathi Balasek. Kathi is an educator, grief literacy communication coach, corporate consultant, university lecturer, speaker, widow advocate, and host of the One Well Widow podcast. In this episode she shares her journey in widowhood and talks about the emotional and financial challenges women, in particular, face when losing…
Episode 137: Paying Down Debt
Are you carrying a balance month after month on your credit card? Have you tried paying down credit card debt but just keep putting it off and paying the minimum payment? In this episode, Melissa Fradenburg, CDFA®️ will share some tips on how to pay down debt, as well as ways to change the habits…
Episode 136: Lending and the Housing Market in a Rising Rate Environment with Nathan Steiner
Are you shocked at how quickly mortgage rates have increased? Are you looking to purchase a home but worried about the housing market and higher mortgage rates? In this episode, Melissa and Jay Fradenburg discuss the current mortgage environment with Nathan Steiner, NMLS #771054, Senior Vice President of lending with Guaranteed Rate. Nathan has over 20 years of lending…
Category: Home Ownership , Podcast