And we can help you manage your financial life because we’ve done it for clients before. We understand the decisions you’ll face as you transition from drawing a paycheck to enjoying your well-earned retirement. We’ll help guide you to ensure your nest egg is ready when you are.
We approach our conversation with you about retirement planning from several perspectives:
Your Goals. We discuss what you want retirement to look like. Where will you be? What will you do? If you aren’t quite sure, we help you to dream.
Statistical Analysis. Modern financial planning uses statistical analysis, especially monte carlo scenarios, to help you map a retirement that will work for you now as well as throughout your life. We’ll explain how these statistics work and then discuss your results with you.
What if? We also plan for a variety of different environments. What is taxes go up? What if Social Security goes down? We talk through how your retirement looks if circumstances change.
Retirement Data. We have more and more information about the lives of groups of retirees. We will discuss trends in spending, the retirement smile, and how this impacts your financial plan.
A Specific Retirement Road Map. Once we’ve done the analysis and discussed the trends, we’ll work with you to develop a specific retirement plan for you:
Yearly Updates. Each year we update your retirement plan to ensure that your spending levels are sustainable and adjust based on your opportunities.
Tackle your financial fears one week at a time! In your COMPLIMENTARY download, you’ll receive:
• A monthly calendar including timely financial reminders
• A space to lay out your financial goals, plus nudges to stay on track
• 12 guided journaling activities for monthly improvements to financial decisions and mindset
Investment advisory services offered through Pearl Planning, a DBA of Stephens Consulting LLC, an SEC registered investment adviser. Pearl Planning is not a registered broker/dealer. Pearl Planning investment adviser representatives may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.
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