And we can help you manage your financial life because we’ve done it for clients before. We understand the decisions you’ll face as you transition from drawing a paycheck to enjoying your well-earned retirement. We’ll help guide you to ensure your nest egg is ready when you are.
We approach our conversation with you about retirement planning from several perspectives:
Your Goals. We discuss what you want retirement to look like. Where will you be? What will you do? If you aren’t quite sure, we help you to dream.
Statistical Analysis. Modern financial planning uses statistical analysis, especially monte carlo scenarios, to help you map a retirement that will work for you now as well as throughout your life. We’ll explain how these statistics work and then discuss your results with you.
What if? We also plan for a variety of different environments. What is taxes go up? What if Social Security goes down? We talk through how your retirement looks if circumstances change.
Retirement Data. We have more and more information about the lives of groups of retirees. We will discuss trends in spending, the retirement smile, and how this impacts your financial plan.
A Specific Retirement Road Map. Once we’ve done the analysis and discussed the trends, we’ll work with you to develop a specific retirement plan for you:
Yearly Updates. Each year we update your retirement plan to ensure that your spending levels are sustainable and adjust based on your opportunities.
Tackle your financial fears one week at a time! In your COMPLIMENTARY download, you’ll receive:
• A monthly calendar including timely financial reminders
• A space to lay out your financial goals, plus nudges to stay on track
• 12 guided journaling activities for monthly improvements to financial decisions and mindset
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Utilizing an ESG investment strategy may result in investment returns that may be lower or higher than if decisions were based solely on investment considerations.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Unless certain criteria are met, Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion.
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information and availability.
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Data provided by SHOOKTM Research, LLC as of July 2017. The Working Mother and SHOOK research ranking is based on an algorithm of qualitative and quantitative data. SHOOK Research considered wealth advisers who are mothers with at least one child living at home and under the age of 18 with a minimum 5 years of industry experience. Ranking algorithm is based on qualitative measures derived from telephone and in-person interviews and surveys: service models, investing process, client retention, industry experience, review of compliance records, firm nominations, etc.; and quantitative criteria, such as assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisers rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research LLC. Neither SHOOK nor Working Mother receives compensation from the advisers or their firms in exchange for placement on a ranking. Raymond James is not affiliated with Working Mother or Shook Research, LLC. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating.
For more information, see SHOOKresearch.com