‘I’ll huff and I’ll puff, and I’ll blow your house down!’ An iconic line and terrifying statement if you are little piggy in an ill-prepared house. When we started brainstorming Halloween costume ideas for the office, I quickly suggested my favorite fairy tale about financial planning. Yes, I’m talking about the three little pigs. What? …
Blog
[WEBINAR] Medicare 2021: What you need to know
Speakers Melissa Joy and Joanne Giardini-Russell While many costs go down in retirement, health care continues to creep up occupying substantial financial resources as well as time. In this informative 20-minute webinar, Melissa Joy, CFP® and Joanne Giardini- Russel, founder of Giardini Medicare will discuss trends in longevity as well as planning strategies that help …
Is It the Right Time to Refinance?
Mortgage rates have hit historic lows and many people are taking advantage of this by refinancing. If you are looking to decrease your monthly mortgage payment or reduce your interest expenses over the life of your loan, refinancing may be the answer. See if you should consider refinancing, what the benefits are, and what you …
Five Financial Things To Do Before Year-End
While markets have been resilient, 2020 has been an interesting year, to say the least. With an economic recession, global pandemic, and rather divisive election season underway, it may be tempting to sit back and wait for the new year to make any moves. As the end of the year approaches, here are five financial …
Retirement Readiness in Times of Uncertainty
Melissa Joy, CFP(R) founder of Pearl Planning and Melissa Fradenburg, Pearl Planning Financial Advisor will be covering the topic of Retirement Readiness in this informative Webinar. The presentation covers topics including: The knowledge gap A Financial Planning perspective on retirement Retirement spending strategies The benefits of working with a financial planner The foregoing information has …
Summer Investment Update
Melissa Joy, CFP® and Melissa Fradenburg, Pearl Planning financial advisors, update you on the economy this summer and how to invest from here. This webinar features: Market Update for halfway Point Covid Reality A look at the US economy and stock markets 10 Things Investors Should Remember Required Disclosure: For more information about Melissa Joy …
Important Financial Considerations for Michigan No-Fault Insurance Reform
How do you make decisions with the Michigan auto insurance changes taking place this summer? You need to consider your personal circumstances and risks as you make decisions based on the new law. Content of Video On July 1, 2020, the Michigan No-Fault Insurance changes are taking effect as were passed in 2018. With these changes comes …
Important Financial Considerations for Michigan No-Fault Insurance ReformRead More
Melissa Joy Guest on “Financial Finesse” Podcast
Melissa Joy recently joined financial planner Cathy Curtis to discuss how a comprehensive financial planner works with clients and the value of independent financial advice. Cathy is a friend of Melissa’s and a financial planner located in Oakland, California. This is a great way to learn what financial planning looks like. Included: – Why having …