Looking for trusted financial advice for your friends or family? At Pearl Planning, we’re here to help. Whether you’ve had a friend ask, “Who do you trust for financial planning?” or you’ve been there for someone going through a major life change, we want you to feel confident in referring them to us. Good…
Have you reviewed your life insurance recently? ⏳ It’s easy to overlook, but making sure you have the right amount of coverage is crucial. 🛠️ University of Michigan employees can optimize 💥 their life insurance benefits and avoid common mistakes. 👇 Here’s what you should consider 👇 👉 Evaluate your current coverage U of M…
Listen up University of Michigan employees! 📢 👉 Are you taking full advantage of the health savings account (HSA) option? HSAs can be a powerful financial tool. Not just for covering medical expenses, but for long-term savings as well. 💡 🧩 What is an HSA? An HSA is a tax-advantaged account available to employees enrolled…
We often talk about naming beneficiaries for IRAs, 401(k)s, and 403(b)s, but what about your taxable investment accounts? A Transfer on Death (TOD) agreement is an easy solution to ensure your investments pass smoothly to your loved ones—without the lengthy and often expensive probate process. So how does it work? A TOD allows you…
Retirement planning has more nuances than most people realize. 😳 Do you know whether you’re under or over-contributing to your savings? 📉 This month we’re focusing on University of Michigan employees because open enrollment is upon us! Are you familiar with all of the generous 🍀 retirement opportunities offered by U of M? There’s more…
Are you getting the most out of your University of Michigan benefits? Do you know enough about your options to make informed decisions? If you missed our recent webinar, you need to keep reading! Benefits are fantastic, but they also have fine print that can be tricky to interpret. With so many benefits available at…