The Inflation Reduction Act, a version of last year’s Build Back Better, passed in mid-August 2022 and is meant to help bring inflation back down to normal levels and combat climate change. With so much buzz in the media regarding the Inflation Reduction Act we decided to condense the (roughly) 700-page document into one easy …
Financial Planning
What Issues Should I Consider When Dealing With High Inflation?
Inflation is a topic that is on everyone’s mind. It is one of those issues that confronts us every time we go to the grocery store or fill up our gas tank. Although inflation is a totally valid concern, we always recommend focusing on the aspects of your financial plan that you can control. You …
What Issues Should I Consider When Dealing With High Inflation?Read More
Melissa Joy, CFP®, CDFA®, Named Investopedia Top Financial Advisors of 2022
The team at Pearl Planning is proud to announce that its President, Melissa Joy, CFP®, CDFA®, was named to the Investopedia 100 Top Financial Advisors of 2022. Melissa was one of three financial planners in Michigan to receive this recognition and she has been named on the list for three consecutive years. The annual Investopedia …
Melissa Joy, CFP®, CDFA®, Named Investopedia Top Financial Advisors of 2022Read More
Four Things To Do Now if You Got Divorced in 2021
As a divorce financial planner in 2021, I worked side-by-side with many clients who struggled through the emotional and financial trauma of divorce. Once a settlement has been reached, everyone’s mental energy gets pushed higher as the language in the final decree is debated in fine detail. Anyone who has been through this process understands …
5 Smart Holiday Spending Tips
Do you know what you can reasonably spend this holiday season? Overspending now may lead to a post-holiday hangover in the New Year. Whether you put all your seasonal shopping on credit cards or save up months in advance, you should have an overall budget number in mind. By properly planning, you can lower financial …
2021 Year-End Tax and Financial Planning [WEBINAR REPLAY]
What are your most important financial decisions for now and next year? Melissa Joy, CFP®, Founder of Pearl Planning, Alexa Kane, CFP®, Melissa Fradenburg, and Hannah Near, CFP®, will update you with important tax and financial updates in this informative virtual event. The presentation topics include: What to Review, Retirement Contributions, Open Enrollment, Estate Planning, …
2021 Year-End Tax and Financial Planning [WEBINAR REPLAY]Read More