‘I’ll huff and I’ll puff, and I’ll blow your house down!’ An iconic line and terrifying statement if you are little piggy in an ill-prepared house. When we started brainstorming Halloween costume ideas for the office, I quickly suggested my favorite fairy tale about financial planning. Yes, I’m talking about the three little pigs. What? …
Financial Planning
Is It the Right Time to Refinance?
Mortgage rates have hit historic lows and many people are taking advantage of this by refinancing. If you are looking to decrease your monthly mortgage payment or reduce your interest expenses over the life of your loan, refinancing may be the answer. See if you should consider refinancing, what the benefits are, and what you …
Five Financial Things To Do Before Year-End
While markets have been resilient, 2020 has been an interesting year, to say the least. With an economic recession, global pandemic, and rather divisive election season underway, it may be tempting to sit back and wait for the new year to make any moves. As the end of the year approaches, here are five financial …
Melissa Joy Guest on “Financial Finesse” Podcast
Melissa Joy recently joined financial planner Cathy Curtis to discuss how a comprehensive financial planner works with clients and the value of independent financial advice. Cathy is a friend of Melissa’s and a financial planner located in Oakland, California. This is a great way to learn what financial planning looks like. Included: – Why having …
Brave-by-Design Episode 22: Empowering Women’s Financial Future
Melissa Fradenburg had the honor to be a guest on the Brave-by-Design Podcast with Laura Khalil. Brave by Design combines mindset and actionable strategy to address what’s blocking your personal and professional growth so you can rise and thrive. Hear from business experts, thought leaders, and more on how to live well and lead well. Melissa …
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5 Predictions for Our Post-Coronavirus Future
It turns out pandemics wear you out. This “new normal” is starting to feel like “normal-normal”, but it’s not the day-to-day that I would choose for myself, or any of us. Countless friends and clients have lost their job or been severely impacted by shutdowns and stay at home. Pundits argue. Through all of this, …
Remembering Uncle Jack: Living in the Moment While Taking Care of Your Future
This week marks a somber anniversary for my family. Last year, Jack Birdwell died unexpectedly. He was my mom’s youngest brother and always Uncle Jack to me. Jack was larger than life. Jack was the youngest child of a post-World War II Texas family. He settled down in Oklahoma, married the love of is life, …
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What Should I Do with My 401k Right Now?
Retirement accounts (including 401, 403b, 457, TSA, and IRA investors) have been ravaged by coronavirus market turmoil. Now, American workers are desperate to know how to manage their 401k effectively (SOURCE: What investors search for during COVID-19, Samantha Russell). The answer is not the same for every person. Your circumstances are personal, but here are …