Dexter 734.274.6744 |
Grosse Pointe 313.486.9634
Client Access Right Capital

WELCOME TO PEARL PLANNING

Financial Planning For Real Life.

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WELCOME TO PEARL PLANNING

Financial Planning For Real Life.

There’s no textbook or directory for your life and the same goes for your financial plan. It should be practical, approachable, and meet you where you’re at in life. Whether that’s on retirement’s doorstep or dreaming of stepping up to the doorstep of your first home, we’ll help you make confident financial decisions.

Pearl Planning Turns Two!

We couldn't have done it without the tremendous support from so many friends and the special people we are so fortunate to call clients.

Why Pearl Planning?

SEE WHY IT’S DIFFERENT HERE

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Financial Planning For Real Life.

You don’t have to wait for a good hair day to start your financial plan. Tell us how your life really is and we’ll work with you to guide your next steps.

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Fiduciary Advice Built For You

What is fiduciary? We provide recommendations that are in your best interest.

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The Gift of Confidence

We affirm your successes and work with you on challenges. All this results in the compound returns of good financial choices.

As Seen In

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How We Help You

GET TO KNOW OUR SERVICES

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Financial Planning

Take a comprehensive look at your whole financial life. Prioritize your goals, organize your decisions and proactively plan on your next steps.

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Retirement Planning

What will retirement look like? How much can you spend and how can you best prepare?

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Divorce Planning

Managing through adversity is best tackled through triage. What will life look like after your divorce? How can your decisions help your future self?

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Investment Management

The key to successful investment decisions is process and execution. Manage your decisions within a straightforward framework for success over time.

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Environmental Social Governance

Align your personal values with your investment portfolio. Responsible investment portfolios can factor in key considerations such as climate change, data security, or company diversity.

From the Podcast

#52PEARLS WEEKLY MONEY WISDOM

Upcoming Events

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From the Blog

NEWS & RESOURCES YOU NEED

Social security decisions for retirement success

By Melissa Joy, CFP®, CDFA® | November 5, 2020 | Comments Off on Social security decisions for retirement success

Are you nearing retirement and looking for guidance on Social Security decisions? In this informative 20-minute webinar, Melissa Joy, CFP® founder of Pearl Planning, and Melissa Fradenburg, Financial Advisor, RJFS will help you understand the basics of Social Security as well as share strategies that can potentially increase Social Security Income over time. In this …

The Pearl Planning Family

WE LOOK FORWARD TO MEETING YOU

President, Pearl Planning, Wealth Advisor, RJFS

Financial Advisor, Pearl Planning, RJFS

Financial Advisor, Pearl Planning

Chief Operating Officer, Pearl Planning, Business Manager, RJFS

Client Service Representative, RJFS, Pearl Planning

Client Service Representative, RJFS, Pearl Planning

Our Gift to You

YOUR 2021 FINANCIAL ACTION PLAN

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Guided Pearls: Your 2021 Financial Action Plan

Tackle your financial fears one week at a time! In your COMPLIMENTARY download, you’ll receive:

• A monthly calendar including timely financial reminders
• A space to lay out your financial goals, plus nudges to stay on track
• 12 guided journaling activities for monthly improvements to financial decisions and mindset

Ready to Start the Conversation?

SET UP A CALL TODAY

Dexter, MI

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Melissa Joy

Address
8031 Main St. Suite 302
Dexter, MI 48130

Phone
734.274.6744

Email
Melissa@pearlplan.com

Dexter, MI

Alexa-Kane

Alexa Kane

Address
8031 Main St. Suite 302
Dexter, MI 48130

Phone
734.274.6744

Email
Alexa@pearlplan.com

Grosse Pointe, MI

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Melissa Fradenburg

Address
81 Kercheval Avenue, Suite 202
Grosse Pointe Farms, MI 48236

Phone
313.486.9634

Email
Melissa.Fradenburg@pearlplan.com

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Pearl Planning Grosse Pointe
81 Kercheval Avenue, Suite 202
Grosse Pointe Farms, MI 48236
313.486.9634
Melissa.Fradenburg@pearlplan.com

Pearl Planning Dexter
8031 Main St. Suite 302
Dexter, MI 48130
734.274.6744
melissa@pearlplan.com

Check the background of this firm on

Utilizing an ESG investment strategy may result in investment returns that may be lower or higher than if decisions were based solely on investment considerations.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Unless certain criteria are met, Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion.

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Pearl Planning is not a registered broker/dealer and is independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

RAYMOND JAMES CORPORATE PRIVACY NOTICE

Data provided by SHOOKTM Research, LLC as of July 2017. The Working Mother and SHOOK research ranking is based on an algorithm of qualitative and quantitative data. SHOOK Research considered wealth advisers who are mothers with at least one child living at home and under the age of 18 with a minimum 5 years of industry experience. Ranking algorithm is based on qualitative measures derived from telephone and in-person interviews and surveys: service models, investing process, client retention, industry experience, review of compliance records, firm nominations, etc.; and quantitative criteria, such as assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisers rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research LLC. Neither SHOOK nor Working Mother receives compensation from the advisers or their firms in exchange for placement on a ranking. Raymond James is not affiliated with Working Mother or Shook Research, LLC. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating.

For more information, see SHOOKresearch.com