Many people mistake financial planning with investing, but it is much more than that. Over the years I have seen how important it is to address all areas of financial planning to set yourself up for success. Failure to properly title your assets can cost your beneficiaries both money and time. Not being aware of the latest tax laws can have you unnecessarily paying a higher tax bill. Add in retirement, education and insurance planning and it becomes a lot to juggle. Having a well thought out financial plan gives you a roadmap showing us where you are, where you want to go and how to get there.
Community | Opportunity | Adventure
My first childhood collection also taught me my first lesson in investing. It is hard to admit it, but I spent all my hard-earned babysitting and refereeing money on Beanie Babies. I bought tag covers, cases and more Happy Meals than I can count. My bedroom was a shrine to these Beanie Babies and I thought they were going to make me rich. The Beanie Baby Bubble burst in the late 90’s and I was left with two Rubbermaids filled with worthless stuffed animals.
"The only way to do great work is to love what you do."
Checking out a brewery or winery...Camping with my husband, son & dog...Reading my latest book club pick.
I graduated from South Dakota State University with a degree in Consumer Affairs and an emphasis on family financial management. After college I moved out to Colorado and spent 6 years at M.J. Smith and Associates. I started out in the paraprofessional role and was later promoted to senior financial consultant. During that time, I earned my Certified Financial Planner® and Certified Divorce Financial Analyst® designations.
I was paired up with Melissa Joy as part of the Women’s Leadership Alliance mentorship program several years ago. She helped me grow as a financial advisor and deepen my focus on helping women going through life’s transitions. Melissa and I remained in contact over the years and when we decided to move to Michigan to be closer to family, she was one of my first calls. I am so excited to be joining Melissa and the amazing team at Pearl Planning.
Outside of work my husband, Matt, and I are busy renovating our first house. We have a 2-year old son, Patrick, and a Belgian Malinois, Oliver. We love playing hockey and can’t wait to explore the hiking trails here in Michigan.
Investment advisory services offered through Pearl Planning, a DBA of Stephens Consulting LLC, an SEC registered investment advisor. Pearl Planning is not a registered broker/dealer. Pearl Planning investment advisor representatives may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.
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