Toni Wander, CPA, CFP®, CIMA®, CSRIC®

Philosophy on Investment Management

Structuring a balanced portfolio of equities and fixed income, putting in a few alternative investments – this is what most people think investment management is all about.  And it is.  But that is not enough.

To manage portfolios for my clients, I want to find out what they value.  The assets they hold should reflect what they love, and what they want to leave as their legacy for the world.  When I started in the investment field 35 years ago, it was hard to research what companies were doing to the planet, to other people, how they ran their businesses, or how they treated their employees.  There are now tools to help screen for these important considerations.  While these tools are not perfect, they have improved dramatically over the last decade.  I have spent my life listening to what is important to clients and incorporating these values in customized portfolios that align with their long-term goals.

Three Favorite Words

Passion | Dedication | Integrity

Background

Toni received her BA in philosophy, summa cum laude, from the University of Michigan in 1988, and her Master of Accounting degree from Eastern Michigan University in 1998. Toni is a Certified Financial Planner (CFP®) certified public accountant (CPA), Certified Investment Management Analyst (CIMA®) and received training in collaborative divorce. She has been awarded "Outstanding Service to the Collaborative Practice Institute of Michigan" and listed in "Who's Who in Executives and Professionals."  Most recently, in 2020, Toni sat for and received a Chartered SRI Counselor® or CSRIC® designation.

The CSRIC® program provides experienced financial advisors and investment professionals with a foundation knowledge of the history, definitions, trends, portfolio construction principles, fiduciary responsibilities, and best practices for sustainable, responsible, and impact (SRI) investments.  Toni Wander is one of only a handful of advisors in the State of Michigan to receive the CSRIC® designation.

Favorite Quote

"Blessed Are Those Who Plant Trees Under Whose Shade They Will Never Sit."


Awards/ratings may not be representative of any one client’s experience, are not an endorsement, and are not indicative of advisor’s future performance. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. No fees are paid in exchange for these awards/ratings.

Meet the Other Team Members of Pearl Planning

President and Financial Planner

Client Services Representative

Office Manager

Client Service Representative

Financial Planner