Dexter 734.274.6744 | Grosse Pointe 313.486.9634 | Birmingham 248.795.1133 ext. 407 | Charlevoix 989.262.0100
Client Access Right Capital

Toni Wander, CPA, CFP®, CIMA®, CRISC®

 

Philosophy on Investment Management

Structuring a balanced portfolio of equities and fixed income, putting in a few alternative investments – this is what most people think investment management is all about.  And it is.  But that is not enough.

To manage portfolios for my clients, I want to find out what they value.  The assets they hold should reflect what they love, and what they want to leave as their legacy for the world.  When I started in the investment field 35 years ago, it was hard to research what companies were doing to the planet, to other people, how they ran their businesses, or how they treated their employees.  There are now tools to help screen for these important considerations.  While these tools are not perfect, they have improved dramatically over the last decade.  I have spent my life listening to what is important to clients and incorporating these values in customized portfolios that align with their long-term goals.

Three Favorite Words

Passion | Dedication | Integrity

Background

Toni received her BA in philosophy, summa cum laude, from the University of Michigan in 1988, and her Master of Accounting degree from Eastern Michigan University in 1998. Toni is a Certified Financial Planner (CFP®) certified public accountant (CPA), Certified Investment Management Analyst (CIMA®) and received training in collaborative divorce. She has been awarded "Outstanding Service to the Collaborative Practice Institute of Michigan" and listed in "Who's Who in Executives and Professionals."  Most recently, in 2020, Toni sat for and received a Chartered SRI Counselor® or CSRIC® designation.

The CSRIC® program provides experienced financial advisors and investment professionals with a foundation knowledge of the history, definitions, trends, portfolio construction principles, fiduciary responsibilities, and best practices for sustainable, responsible, and impact (SRI) investments.  Toni Wander is one of only a handful of advisors in the State of Michigan to receive the CSRIC® designation.

Favorite Quote

"Blessed Are Those Who Plant Trees Under Whose Shade They Will Never Sit."


Awards/ratings may not be representative of any one client’s experience, are not an endorsement, and are not indicative of advisor’s future performance. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. No fees are paid in exchange for these awards/ratings.

Meet the Other Team Members of Pearl Planning

Financial Planner & Relationship Manager

Investment Associate

Certified Divorce Financial Analyst®

Client Service Representative

Office Manager

Financial Advisor

Pearl Planning - no grit no pearl - financial planner advisor in Ann Arbor Dexter Michigan

Pearl Planning Grosse Pointe
81 Kercheval Avenue, Suite 202
Grosse Pointe Farms, MI 48236
313.486.9634 I Melissa.Fradenburg@pearlplan.com

Pearl Planning Dexter
8031 Main St. Suite 302
Dexter, MI 48130
734.274.6744 I melissa@pearlplan.com

Pearl Planning Birmingham
600 S Adams Road, Suite 300
Birmingham, MI 48009
248.795.1133 ext. 407 I jacki@pearlplan.com

Pearl Planning Charlevoix
201 State Street, Suite D
Charlevoix, MI 49720
989.262.0100 I hannah@pearlplan.com

Investment advisory services offered through Pearl Planning, a DBA of Stephens Consulting LLC, an SEC registered investment advisor. Pearl Planning is not a registered broker/dealer. Pearl Planning investment advisor representatives may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

ADV 2A  |  ADV 2B  |  Client Relationship Summary  |  Privacy Notice

Please review Important Disclosure Information set forth in the last section of this website.

PAGE MENU