We want you to understand how you pay for financial planning and investment advice. We are up-front with you about your costs and always welcome conversations for clear, straightforward understanding.
Working with us, you have two choices:
Initial Financial Plan and 90 days of proactive financial services starting at $3,000+. Cost based upon complexity of your financial situation.
Upon completion of initial financial plan, ongoing financial planning fees starting at $750/quarter for proactive financial planning services.
Initial onboarding cost of 50% of quoted initial financial plan above (starting at $1,500 based on complexity of financial situation). Onboarding cost waived for investments in excess of $250,000.
Ongoing Investment Advisory Services based on schedule below (including comprehensive financial planning). Fees are incremental. They are charged quarterly in advance based on the value of accounts at the end of each quarter as outlined below.
In limited circumstances at our discretion, we offer hourly billing if appropriate. Our costs for hourly financial planning services is $300 per hour.
Managed accounts are charged Advisory Fees in addition to internal fees of investment company products, and should be evaluated when determining the costs of a fee-based account. A list of additional considerations, as well as the fee schedule is available in the firms Form ADV (Part 2A) as well as the client agreement. Please ask your Advisor to provide.
Investment advisory services offered through Pearl Planning, a DBA of Stephens Consulting LLC, an SEC registered investment advisor. Pearl Planning is not a registered broker/dealer. Pearl Planning investment advisor representatives may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.
Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.