The Pearl Planning Blog

Keep Your Portfolio Strong Through Market Fluctuations

By Melissa Joy, CFP®, CDFA® | December 16, 2024
Market fluctuations in real estate investment

Fluctuations are inevitable in real estate 📈 It’s an unpredictable market! HOW you manage them can make all the difference between success and struggle.🎯 In this episode of the Women’s […]

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Importance of Feedback in Short-Term Rental Success

By Melissa Joy, CFP®, CDFA® | December 9, 2024

Receiving feedback on your short-term rental property can be tricky. 😓 It’s tough not to take it personally. Many of us skim past the positive and get too focused on […]

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Your Journey to Short-Term Real Estate Investing

By Melissa Joy, CFP®, CDFA® | December 2, 2024

Thinking about investing in short-term rental property? It can feel daunting when you’re starting out. 😳 It’s a complicated and sometimes confusing world to navigate! You might hesitate because you’re […]

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How To Discuss College Costs With Your Teen

By Melissa Joy, CFP®, CDFA® | November 25, 2024
discussing college costs with your teen

😱 College costs can be a daunting topic for both parents AND teens. But having an open conversation early on can make a world of difference. If you haven’t started […]

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Increase Your Outside Scholarships Chances

By Melissa Joy, CFP®, CDFA® | November 18, 2024
maximize your outside scholarship applications

🏫 When it comes to college funding, every little bit helps. Outside scholarships can play a crucial role in covering the gap between your budget and college costs. In this […]

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Changes to FAFSA and Financial Aid

By Melissa Joy, CFP®, CDFA® | November 11, 2024
figuring out 2024 FAFSA changes

Did you know the FAFSA application for financial aid just got a big overhaul? 🎓 There have been MAJOR adjustments that could impact how much aid you receive. You definitely […]

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2025 & Beyond: Your Post Election Investment & Economic Perspective

By Melissa Joy, CFP®, CDFA® | November 8, 2024
I voted stickers

As we turn the corner from the election season that dominated the 2024 news cycle, we have results and perspective for what’s next when it comes to investments and the […]

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All About FSAs with Alexa Kane, CFP®, CDFA®, AIF®

By Alexa Kane, CFP®, CDFA® | November 6, 2024
FSAs with Alexa Kane

My company offers a Flexible Spending Account. What even is that? Flexible Spending Accounts, or FSAs are tax-advantaged accounts that you can use to pay for eligible expenses like medical […]

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Navigating College Scholarships and Funding

By Melissa Joy, CFP®, CDFA® | November 4, 2024
scholarship myths debunked

🎓 Have you always thought scholarships were just for the elite? Think again! Many people believe college scholarships are exclusively for top athletes and academic superstars. The truth is that […]

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Take Advantage of Your Legal Services Benefit

By Melissa Joy, CFP®, CDFA® | October 28, 2024
Navigating your legal services benefits at U of M

Your benefits package includes perks that you may not even know about. 😮 Are you familiar with the legal services benefits available to you at U of M? 💼 This […]

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