As a divorce financial planner in 2021, I worked side-by-side with many clients who struggled through the emotional and financial trauma of divorce. Once a settlement has been reached, everyone’s mental energy gets pushed higher as the language in the final decree is debated in fine detail. Anyone who has been through this process understands …
Retirement
Am I Eligible for a Mega Backdoor Roth IRA Contribution?
In previous posts, we have discussed Roth conversions being a potential option when you have phased out of the contribution limits for a Roth IRA. Today, we will be discussing another type of Roth conversion called a mega backdoor Roth contribution. A mega backdoor Roth IRA involves making a non-Roth, after-tax contribution to a 401(k) …
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Medicare: What You Need to Know [WEBINAR REPLAY]
While many costs go down in retirement, health care continues to creep up, occupying substantial financial resources as well as time. In this informative webinar, Melissa Joy, CFP®, and Cameron Giardini of Giardini Medicare will discuss trends in longevity as well as planning strategies that help to meet the needs of aging retirees. We will …
Women We Love Wednesday- Episode 20 Guest Melissa Fradenburg
Episode 20: Financial Advisor Melissa Fradenburg on Achieving Financial Independence, Claiming What’s Yours, and Handling Life’s Transitions Melissa Fradenburg is a wife, a mom of two, and a financial advisor at Pearl Planning who specializes in helping women figure out their finances at any stage in their life. She wants women to be less scared …
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How to Do a Backdoor Roth IRA Contribution
Roth assets are treasured for their tax-exempt status, but many Americans with high incomes are phased out from Roth IRA contributions due to income limits. Fortunately, an alternative strategy known as the Backdoor Roth IRA can expand the accessibility of Roth IRA contributions if you have passed Roth contribution income thresholds. What is a Backdoor …
Selecting the Right Retirement Plan for Your Business
As a business owner there are many important decisions to make. Finding the right retirement plan for your business is one of these key decisions. The retirement plan you select can have a large impact on recruiting and retaining great employees, the company tax situation and accelerating retirement savings for owners and employees. Below we …
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