Retirement accounts (including 401, 403b, 457, TSA, and IRA investors) have been ravaged by coronavirus market turmoil. Now, American workers are desperate to know how to manage their 401k effectively (SOURCE: What investors search for during COVID-19, Samantha Russell). The answer is not the same for every person. Your circumstances are personal, but here are …
Retirement
2019 Year-End Checklist & 2020 Key Numbers
As we approach the close of another year, it’s important to make sure that you have your financial house in order. Use our year end checklist to make a list and check it twice. Then, take a look at our key 2020 numbers to plan for taxes, adjust your retirement savings, and launch into the New Year with …
The ABC’s Of Social Security & Medicare: Webinar Recap
Our September webinar focused on a Social Security & Medicare. The presentation covered topics including when to start collecting benefits, early vs. delayed filing, cumulative benefits over time, and questions to consider. Melissa Joy CFP® founder of Pearl Planning presented this 22- minute informative webinar. If you missed our webinar, no problem, we’ve got a …
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2020 Medicare: What you need to know
Whether you’re nearing age 65 or planning for annual Medicare enrollment, we have an informative video to share with you. Melissa has a conversation with Medicare guru Joanne Giardini-Russell of Boomer Health Group on changes to 2020 Medicare, what decisions you should make at age 65, and annual enrollment best practices. This is available on …
Anticipating the SECURE Act: What Should You Know?
Congress has signaled that new legislation primarily affecting retirement assets is likely to pass and become law this year. We won’t know the full impact until the ink is dry on the bill, but in the meantime, here are some potential impacts to consider. Delayed Required Minimum Distribution. Many of you may be familiar with …
Living the Next Phase of Life on purpose Webinar Recap
Our March webinar focused on Living the Next Phase of Life on purpose. The presentation covered topics including the evolution of the new third box, the importance of a vision, developing a vision, and the next steps. Melissa Joy CFP® founder of Pearl Planning joined with Jim Craft founder of Southill, LLC to present this …
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Health Care and Longevity Webinar Recap
Our February webinar focused on Planning for Health Care & Longevity in Retirement. The presentation covered topics including retirement spending, longevity, and how healthcare will change as you transition into retirement. Melissa Joy CFP® founder of Pearl Planning presented this 19- minute informative webinar. If you missed our webinar, no problem, we’ve got a recording …
Retirement Readiness Webinar Recap
Our January webinar focused on retirement readiness. The presentation covered topics including the knowledge gap, a Financial Planning perspective on retirement, retirement spending strategies, and benefits of working with a financial planner. Melissa Joy CFP® founder of Pearl Planning presented us with this 22‐minute informative presentation. If you missed our webinar, no problem, we’ve got a recording for you. Even better…here’s a cheat sheet of highlights of the webinar with the minute in the video so you can fast forward if your time is limited [0:48] When should I retire? What are your Goals and aspirations? How long do you need your money to last? [1:24] Knowledge gap regarding retirement planning [2:05] Don’t put your future self last [2:53] A financial planning perspective of retirement [8:03] Retirement spending strategies [18:31] What will you do in retirement? [19:32] Benefits of working with a financial planner Any opinions are those of Melissa Joy CFP® and not necessarily those of Raymond James. The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete. …