Years ago, I had a client, Chris, who asked me whether Social Security was a good retirement investment vehicle, or if he should invest the cash instead. Chris was self-employed and had structured his business as an S-Corporation. He could either pay himself a large salary, and maximize the payments into Social Security, or pay …
Pearl Planning
Episode 183: Financial Self-Control and Budget Management
Want to get a grip on your finances? Then you’ll absolutely love this week’s episode of 52 Pearls Weekly Money Wisdom Podcast, where we dive into the art of cleaning up your budget. This week, Melissa Fradenburg shares strategies and personal stories of the everyday struggles of groceries, mobile app purchases, and personal shopping pitfalls. We …
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Episode 182: Turning the Back-to-School Season into a Financial Reset
What if the back-to-school season wasn’t just a time of frantic shopping and schedule juggling, but also an opportunity for a financial reset? Melissa Fradenburg discusses how this transitional period can be used as a stepping stone towards financial wellness, offering insights on re-evaluating your financial status and achieving your goals. We tackle a range …
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Episode 181:Common Money Conflicts for Couples and How to Resolve Them
Are you ready to gain the upper hand over one of the most common sources of contention in relationships? We’re talking about money, of course! In this episode Melissa Fradenburg, CDFA®️, AIF®, will help you defuse the ticking bomb of financial discord. Together, we dissect the three most prevalent money conflicts couples encounter and offer …
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Episode 180: Budgeting for College Life: A Parent’s Guide to College Send Off
Are you preparing for college send off but feeling overwhelmed by the looming financial spreadsheet? Relax, we’ve got you covered. In this episode, Melissa Fradenburg shares personal experiences and insights to help you prepare for this financially demanding life event. Budgeting is crucial for managing expenses during the college years. We provide practical tips for …
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Episode 179: Top 5 Financial Planning Take-aways from the Barbie Movie
Melissa Joy, CFP ® shares financial planning insights from a surprisingly unusual source – the Barbie movie! We unpack this unlikely catalyst for financial wisdom, revealing five significant takeaways. From understanding the ripple effects of consumerism to the crucial conversation around equal pay, we’re breaking down barriers and bringing you a fresh perspective on money …
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