Perspective on the current COVID-19 economic and market environment as it relates to previous market cycles, key provisions of the CARES act, and what recovery from here looks like. Melissa Fradenburg highlights provisions of the new CARES Act fiscal stimulus. • Rebate check details • Unemployment insurance expansion • Student loan relief • Adjustments to…
In a time of uncertainty, self-care is critical. This guided meditation uses the RAIN method to focus on anxiety and turn fear into freedom. Any opinions are those of Melissa Joy and not necessarily those of Raymond James. Please note, changes in tax laws may occur at any time and could have a substantial…
I can’t tell you how often I talk to people who know they want financial planning but are waiting until the perfect moment to get started. Now, with a new bear market and massive economic uncertainty, people are doubling down on that intention. I know I need to work on my finances…soon, just not now….
Melissa Joy, CFP®, CDFA® and Lindsay Bryan-Podvin, Financial Therapist discuss how to keep perspective in this challenging market environment. Lindsay is the state of Michigan’s first financial therapist. In addition to her practice helping high-earning couples, especially those with breadwinner women, in two to one therapy, Lindsay is publishing a book on financial anxiety (Financial…
Recovery Rebates Americans with income under $75,000 if filing single or $150,000 if married filing jointly will receive $1,200 and $2,400 respectively with an additional $500 for children under age 17. There is a phaseout for incomes above the thresholds. Determination of eligibility will be made based upon your most recent tax return filed,…
Mama said there’d be days like this, and I do feel fortunate to have seen a few of them. We officially entered bear market territory today following the coronavirus pandemic and related economic circumstances. Notably, this is the third bear market of my 21-year financial services career. As I collected my thoughts and talking points…