Melissa Joy, CFP(R) founder of Pearl Planning and Melissa Fradenburg, Pearl Planning Financial Advisor will be covering the topic of Retirement Readiness in this informative Webinar.
The presentation covers topics including:
- The knowledge gap
- A Financial Planning perspective on retirement
- Retirement spending strategies
- The benefits of working with a financial planner
The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Melissa Joy and Melissa Fradenburg, and not necessarily those of Raymond James. Unless certain criteria are met, Roth IRA owners must be 59 ½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a Traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion. Keep in mind that there is no assurance that any strategy will ultimately be successful or profitable nor protect against a loss.
Melissa Joy, CFP®, CDFA® is President and Wealth Advisor at Pearl Planning. Reach out for a call today at 734.274.6744.