Dexter 734.274.6744 | Grosse Pointe 313.486.9634 | Birmingham 248.795.1133 ext. 407 | Charlevoix 989.262.0100
Client Access Right Capital

Melissa Fradenburg, CDFA®️, AIF®

Focus on Women

I am passionate about financial knowledge and dedicated to empowering women to take an active role in their financial picture. We all know how easy it can be to delegate financial responsibilities, shy away from money conversations, or feel completely left out of our own financial business.
 With women owning more businesses and controlling more personal wealth than ever before, it is more important today that women feel compelled to understand what they have and what they will need to be financially secure in the future.
 My hope is to inspire more women to take an active role in their finances through proper financial planning and risk appropriate portfolio management. I seek to ensure that my clients can be the drivers of their financial future, no matter their relationship status and hopefully ease fears of becoming financially dependent on family members should they face a life transition.

Knowing where you stand financially is not just important for single and divorced women. Along with my husband Jay Fradenburg, we specialize in helping couples who need help collaborating on financial matters. It is so important for both partners to feel heard when it comes to finances. The financial planning process can provide couples with clarity on both their financial goals and progress toward them.

Three Favorite Words

Passion | Persistence | Perseverance

You might bump into me...

Around Grosse Pointe … on the sidelines of St Paul athletics watching my kids play… or wondering around the home décor section of Target.

A Quote on my Desk

“Success is not final; failure is not fatal — it is the courage to continue that counts.” – Winston Churchill


I earned my BA in Economics from Gettysburg College and worked on the asset management distribution side of the industry for many years. In addition to gaining valuable industry knowledge by educating advisors on investment offerings as well as retirement, estate, and education planning strategies for their clients; I had the pleasure of getting to know Melissa Joy and Sherri Stephens through this role.

While taking some time off to raise my young family, I satisfied my entrepreneurial spirit by creating a successful decorating business. It was not until helping my own mother navigate the financial stress of divorce that I realized both the great need for more woman in this industry as well as how much I missed working in finance.

Melissa Joy was a mentor to me both early in my career as well as when I joined a local practice working with individual investors in 2016. I’m so thrilled to working alongside Melissa and to be able to share the expertise and resources of Pearl Planning with my clients.

Away from the office, I enjoy DIY home projects, crafting and spending time on Lake St Clair with my family. My daughter Jackie and son JP both attend middle school at St Paul on the Lake Catholic school.

More About Melissa


  • Bachelor of Arts, Economics, Gettysburg College

Areas of Focus & Interest

  • Assisting women through financial transitions associated with divorce or death of a spouse
  • Financial transitions and sudden money situations including inheritance
  • Helping couples develop strategies to clarify their financial goals through financial planning
  • Speaking engagements on financial literacy for children, couples, and women.
  • Educational workshops specifically curated for women.
  • Podcast host of 52 Pearls: Weekly Money Wisdom and the Wealthy After Divorce Podcast.
  • Certified Divorce Financial Analyst, Institute for Divorce Financial Analysts

Featured In The Press


Meet the Other Team Members of Pearl Planning

Financial Planner & Relationship Manager

Investment Associate

Certified Divorce Financial Analyst®

Client Service Representative

Office Manager

Financial Advisor

Client Service Representative

Pearl Planning - no grit no pearl - financial planner advisor in Ann Arbor Dexter Michigan

Pearl Planning Grosse Pointe
81 Kercheval Avenue, Suite 202
Grosse Pointe Farms, MI 48236
313.486.9634 I

Pearl Planning Dexter
8031 Main St. Suite 302
Dexter, MI 48130
734.274.6744 I

Pearl Planning Birmingham
600 S Adams Road, Suite 300
Birmingham, MI 48009
248.795.1133 ext. 407 I

Pearl Planning Charlevoix
201 State Street, Suite D
Charlevoix, MI 49720
989.262.0100 I

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