Are you spending your whole paycheck every month? Have your monthly expenses increased with inflation to a point you need to start budgeting but don’t know where or how to begin? In this episode, Melissa Fradenburg, CDFA®️ will share some tips on how much should go to needs, wants and savings each month to get your budget back on track. You will learn why budgeting should give you permission to spend rather than be considered a restriction.
Simple Budgeting Tips – Resources:
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- Learn more about Pearl Planning.
- Listen to Episode 102: All About Emergency Reserves.
- Listen to Episode 98: Financial Procrastination with Melissa Fradenburg.
- Read Fairy Tales and Finance.
- Read The 3 Money Conversations to Have With Your Kids.
Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

Melissa Joy, CFP®, CDFA® is President and Wealth Advisor at Pearl Planning. Reach out for a call today at 734.274.6744.