If you struggle with how to allocate your investments or feel the urge to pull money out of the market in times of volatility, you need to listen to Melissa Fradenburg, Financial Advisor, explain the concept of risk tolerance. In this episode, she will explain how she determines risk tolerance for her clients, as well as why it’s important to consider your opinion of risk in both up and down markets. When we only focus on the risk of downside losses, it is possible to increase exposure to inflation risk.
- Learn more about Pearl Planning.
- Read blog 5 Questions to Ask When Stocks Are Down.
- Read about Beyond Investment Illusions.
- See Historical Returns at various allocations.
Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional. Historical performance results for investment indices, benchmarks, and/or categories have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. It should not be assumed that your Pearl Planning account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your Pearl Planning accounts; and, (3) a description of each comparative benchmark/index is available upon request.