With the 2024 presidential weeks away, you may be wondering how the election results may impact your finances and money. This quarter’s Pearl Planning investment and economic update webinar focuses on your money and the election. Melissa Joy, CFP®, CDFA® and Lucy Valandra, CFP® share valuable insights on why elections matter for your money. Here…
How Pearl Planning Supports The People Who Matter Most to You
Looking for trusted financial advice for your friends or family? At Pearl Planning, we’re here to help. Whether you’ve had a friend ask, “Who do you trust for financial planning?” or you’ve been there for someone going through a major life change, we want you to feel confident in referring them to us. Good…
Category: Pearl News
Time to Review Your Life Insurance
Have you reviewed your life insurance recently? ⏳ It’s easy to overlook, but making sure you have the right amount of coverage is crucial. 🛠️ University of Michigan employees can optimize 💥 their life insurance benefits and avoid common mistakes. 👇 Here’s what you should consider 👇 👉 Evaluate your current coverage U of M…
Category: Insurance
Know Your Health Savings Account Options
Listen up University of Michigan employees! 📢 👉 Are you taking full advantage of the health savings account (HSA) option? HSAs can be a powerful financial tool. Not just for covering medical expenses, but for long-term savings as well. 💡 🧩 What is an HSA? An HSA is a tax-advantaged account available to employees enrolled…
Category: Retirement
Simplify Your Estate Planning with a Transfer on Death (TOD) Agreement
We often talk about naming beneficiaries for IRAs, 401(k)s, and 403(b)s, but what about your taxable investment accounts? A Transfer on Death (TOD) agreement is an easy solution to ensure your investments pass smoothly to your loved ones—without the lengthy and often expensive probate process. So how does it work? A TOD allows you…
Category: Insurance
Find Your Best U of M Retirement Strategy
Retirement planning has more nuances than most people realize. 😳 Do you know whether you’re under or over-contributing to your savings? 📉 This month we’re focusing on University of Michigan employees because open enrollment is upon us! Are you familiar with all of the generous 🍀 retirement opportunities offered by U of M? There’s more…
Category: Retirement