The Pearl Planning Blog

Fairy Tales and Finance

By Alexa Kane, CFP®, CDFA® | October 27, 2020
three little pigs out in the field, fairy tales and finance

‘I’ll huff and I’ll puff, and I’ll blow your house down!’ An iconic line and terrifying statement if you are little piggy in an ill-prepared house. When we started brainstorming […]

Read More

[WEBINAR] Medicare 2021: What you need to know

By Melissa Joy, CFP®, CDFA® | October 27, 2020
hand writing Medicare

Speakers Melissa Joy and Joanne Giardini-Russell While many costs go down in retirement, health care continues to creep up occupying substantial financial resources as well as time. In this informative […]

Read More

Is It the Right Time to Refinance?

By Alexa Kane, CFP®, CDFA® | September 25, 2020
large home in a development

Mortgage rates have hit historic lows and many people are taking advantage of this by refinancing.  If you are looking to decrease your monthly mortgage payment or reduce your interest […]

Read More

Five Financial Things To Do Before Year-End

By Melissa Joy, CFP®, CDFA® | September 1, 2020
woman fanning money in front of her face

While markets have been resilient, 2020 has been an interesting year, to say the least. With an economic recession, global pandemic, and rather divisive election season underway, it may be […]

Read More

Important Financial Considerations for Michigan No-Fault Insurance Reform

By Melissa Joy, CFP®, CDFA® | June 30, 2020
Highway with cars

How do you make decisions with the Michigan auto insurance changes taking place this summer? You need to consider your personal circumstances and risks as you make decisions based on […]

Read More

Melissa Joy Guest on “Financial Finesse” Podcast

By Melissa Joy, CFP®, CDFA® | June 18, 2020
Melissa Joy Michigan financial planner

Melissa Joy recently joined financial planner Cathy Curtis to discuss how a comprehensive financial planner works with clients and the value of independent financial advice. Cathy is a friend of […]

Read More

5 Predictions for Our Post-Coronavirus Future

By Melissa Joy, CFP®, CDFA® | May 21, 2020
Crystal Ball Close-up with nature

It turns out pandemics wear you out. This “new normal” is starting to feel like “normal-normal”, but it’s not the day-to-day that I would choose for myself, or any of […]

Read More

Remembering Uncle Jack: Living in the Moment While Taking Care of Your Future

By Melissa Joy, CFP®, CDFA® | May 4, 2020
Uncle Jack in an outdoor cart

This week marks a somber anniversary for my family. Last year, Jack Birdwell died unexpectedly. He was my mom’s youngest brother and always Uncle Jack to me. Jack was larger […]

Read More

What Should I Do with My 401k Right Now?

By Melissa Joy, CFP®, CDFA® | April 30, 2020
hand cupping an egg with 401K written on it

Retirement accounts (including 401, 403b, 457, TSA, and IRA investors) have been ravaged by coronavirus market turmoil. Now, American workers are desperate to know how to manage their 401k effectively […]

Read More

Now is the right time for a financial plan

By Melissa Joy, CFP®, CDFA® | April 15, 2020
Businesswoman holding and putting lightbulb on coins stack on table for saving energy and money concept

I can’t tell you how often I talk to people who know they want financial planning but are waiting until the perfect moment to get started. Now, with a new […]

Read More

Never Miss A Post. Subscribe To Our Blog To Receive Fresh Content to Your Inbox.

Browse by Category

GET STARTED
Scroll to Top