How to Manage Your Finances in the Face of Uncertainty What is the debt ceiling and how does it impact you today? The United States hit the current $31.4 trillion limit on January 19th, 2023, and has been operating under extraordinary measures since then. Treasury Secretary, Janet Yellen, has indicated that extra measures will be…
When Banks Fail: Understanding the Causes and Consequences of Bank Failures
Bank failures can be a scary and concerning prospect for the public, but it is important to understand what they are, why they happen and what you can do to protect yourself. What are Bank Failures and Why Do They Happen? In the last year, the Federal Reserve has been increasing interest rates at the…
Category: Investments , Law Changes
Michigan MESP 529 Savings Plan – Everything You Need To Know – Webinar Replay
Watch our webinar replay topic of college savings. The presentation will cover specifically the Michigan MESP 529 Savings Plan as well as college costs and future projections. Jennifer Uhlar, Sr. Tuition Financing Consultant with TIAA and Alexa Kane CFP® of Pearl Planning will be presenting this informative webinar. Need to chat now about your accounts…
Category: Kids & College Planning , Webinars
How to Pay for College with Ann Garcia – Book Club Replay
Watch our Pearl Planning Book Group discussion about paying for college with a guest appearance from the author of How to Pay for College, Ann Garcia. Need to chat now about your accounts or financial plan? Schedule an update with one of our team members.
Category: Kids & College Planning
Inflation Reduction Act
The Inflation Reduction Act, a version of last year’s Build Back Better, passed in mid-August 2022 and is meant to help bring inflation back down to normal levels and combat climate change. With so much buzz in the media regarding the Inflation Reduction Act we decided to condense the (roughly) 700-page document into one easy-to-digest…
Category: Law Changes
What Issues Should I Consider When Dealing With High Inflation?
Inflation is a topic that is on everyone’s mind. It is one of those issues that confronts us every time we go to the grocery store or fill up our gas tank. Although inflation is a totally valid concern, we always recommend focusing on the aspects of your financial plan that you can control. You…