Market predictions are a way of life for many investment commentators and financial advisors. If you’re looking for the same from me and Pearl Planning, you’ll likely be disappointed. The business of predicting investment returns is fraught with distractions and I feel it may harm rather than assist with your probability for success. First, kudos…
This year tax season will have familiar elements as well as the implementation of new tax law. As you prepare for tax season, here is some information we’ve gathered to keep you informed. Our team here at Pearl Planning is committed to assisting you and your tax professional in gathering the information you’ll need for…
As of late 2018, many US stocks have dipped into bear market territory, here are five questions you should ask yourself when stocks news is gloomy. 1. Are you accumulating investments today? Market pullbacks mean different things for savers versus spenders, and we’ll all likely be a member of both camps over the course of…
Giving Tuesday is NOVEMBER 27th this year. Each year at this time, I post 10 practical financial planning considerations for your charitable endeavors updated from years’ past. New tax law means it’s time to revisit your plan. It is estimated that 57% fewer Americans will be itemizing this year and going forward (Source: Brookings Institution)….
Open enrollment is a once-a-year window where employees with benefits get the opportunity to sign up for the benefits for the following year. We’re in the heart of open enrollment season now. Unfortunately, open enrollment is coupled with harried workers who lack the time and knowledge to ensure effective decisions. If open enrollment leaves you…
It’s Labor Day weekend, Sunday to be specific. I’m sitting on our pontoon boat. My son and his friend are hopping into the lake while intermittently requesting music. My daughter swims circles around my husband who is floating in the bay. Life is good. I’m writing in this moment by choice. Relaxed, happy, and seeking…