The Pearl Planning Blog

5 Questions to Ask When Stocks Are Down

By Melissa Joy, CFP®, CDFA® | January 2, 2019
light bulb hanging in an empty room

As of late 2018, many US stocks have dipped into bear market territory, here are five questions you should ask yourself when stocks news is gloomy. 1. Are you accumulating […]

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Our 10 Perspectives on Giving

By Melissa Joy, CFP®, CDFA® | November 26, 2018
woman holding hands out with change in them

Giving Tuesday is NOVEMBER 27th this year. Each year at this time, I post 10 practical financial planning considerations for your charitable endeavors updated from years’ past. New tax law […]

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Top Open Enrollment Mistakes & How to Avoid Them!

By Melissa Joy, CFP®, CDFA® | November 1, 2018
laptop and doctor's stethoscope

Open enrollment is a once-a-year window where employees with benefits get the opportunity to sign up for the benefits for the following year. We’re in the heart of open enrollment […]

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Summer Memories & Why They Matter to Your Financial Plan

By Melissa Joy, CFP®, CDFA® | October 2, 2018
canoe on a lake with forest and clear blue sky

It’s Labor Day weekend, Sunday to be specific. I’m sitting on our pontoon boat. My son and his friend are hopping into the lake while intermittently requesting music. My daughter […]

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