Dexter 734.274.6744 | Grosse Pointe 313.486.9634 | Birmingham 248.795.1133 ext. 407
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The Pearl Planning Story

No Grit. No Pearl.

If you think about a pearl, it starts with a grain of sand. An irritation transforms into something beautiful. A pearl. We see this same idea transpire into the work we do with our clients. Money and finances are rarely perfect and sometimes the frustration and irritation comes from needing to organize and connect the dots.

There’s a legacy behind it for us: A woman born in 1920 and a girl in 2013 both share the name Pearl and remind us of the wisdom of the past, while we look toward the promise of the future.

The kind of planning we do at Pearl isn’t something precious to be put on the shelf. It is relevant to your life, no matter where you live. We see strength and beauty in financial planning and we want to share that possibility with you.

Melissa Joy, CFP®, CDFA® Bio

Before founding Pearl, I worked in the world of financial planning and investments for more than twenty years. As a CERTIFIED FINANCIAL PLANNER® professional and Certified Divorce Financial Analyst®, I specialize in working with executives, entrepreneurs, and those needing help with transitions such as retirement or divorce. Even though Pearl is based in Dexter, Michigan, our clients live coast-to-coast and we use all the tools of technology plus plain-old human connection to build relationships across the miles.

While I was a partner and owner of a large Detroit-based registered investment advisor, I always dreamed of starting my own company. Now that dream is a reality. Founded in 2018, Pearl Planning fulfilled those dreams. Just as a pearl symbolizes wisdom gained through experience, I used my background running the investment and financial planning departments along with complex client practice experience to create a client-focused, personalized and modern wealth management firm.

Dexter, Michigan is home for me, my husband, Jeff, and our kids, Gus and Josie. In addition to spending time with family, I have a lifetime love of playing soccer, reading, and travel. I also have a passion for supporting and promoting women in financial advice careers.

Noteworthy Accolades

  • Working Mother Magazine & Shook Research 2017 & 2018 Top Wealth Advisor Moms List
  • Quoted as an investment and financial planning professional in publications including Financial Advisor Magazine, Yahoo! Finance, Money Magazine, Wall Street Journal, Chicago Tribune, Financial Planning Magazine, and Morningstar Advisor

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Contact Information

Email: Melissa@pearlplan.com

Phone: 734.274.6744

Address: 8031 Main St. Suite 302 Dexter, MI 48130

Website: https://pearlplan.com

Pearl Planning - no grit no pearl - financial planner advisor in Ann Arbor Dexter Michigan

Pearl Planning Grosse Pointe
81 Kercheval Avenue, Suite 202
Grosse Pointe Farms, MI 48236
313.486.9634 I Melissa.Fradenburg@pearlplan.com

Pearl Planning Dexter
8031 Main St. Suite 302
Dexter, MI 48130
734.274.6744 I melissa@pearlplan.com

Pearl Planning Birmingham
600 S Adams Road, Suite 300
Birmingham, MI 48009
248.795.1133 ext. 407 I jacki@pearlplan.com

Pearl Planning Charlevoix
201 State Street, Suite D
Charlevoix, MI 49720
989.262.0100 I hannah@pearlplan.com

Investment advisory services offered through Pearl Planning, a DBA of Stephens Consulting LLC, an SEC registered investment advisor. Pearl Planning is not a registered broker/dealer. Pearl Planning investment advisor representatives may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

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