Retirement

jar of coins with a leaf growing out of it

Selecting the Right Retirement Plan for Your Business

By Alexa Kane, CFP®, CDFA® / March 4, 2021

As a business owner there are many important decisions to make. Finding the right retirement plan for your business is one of these key decisions. The retirement plan you select […]

woman looking down at tax documents on the table

What You Should Do If You Think Taxes Are Going Up

By Melissa Joy, CFP®, CDFA® / February 1, 2021

Taxes have changed over time throughout American history. In 2021, many Americans anticipate a higher tax rate with the Biden administration. Current top income tax rates are on the low […]

Social Security paperwork with black glasses and pen

Social Security Decisions for Retirement Success

By Melissa Joy, CFP®, CDFA® / November 5, 2020

Are you nearing retirement and looking for guidance on Social Security decisions? In this informative 20-minute webinar, Melissa Joy, CFP® founder of Pearl Planning, and Melissa Fradenburg, Financial Advisor, RJFS […]

hand cupping an egg with 401K written on it

What Should I Do with My 401k Right Now?

By Melissa Joy, CFP®, CDFA® / April 30, 2020

Retirement accounts (including 401, 403b, 457, TSA, and IRA investors) have been ravaged by coronavirus market turmoil. Now, American workers are desperate to know how to manage their 401k effectively […]

Will My Michigan Pension be Taxed?

By Melissa Joy, CFP®, CDFA® / October 22, 2019

Will My Michigan Pension Get Taxed? As you prepare for retirement, taxes may be top of mind. A 2011 change to taxation of Michigan pensions remains relevant for Michigan retirees […]

The ABC’s Of Social Security & Medicare: Webinar Recap

By Melissa Joy, CFP®, CDFA® / October 10, 2019

Our September webinar focused on a Social Security & Medicare. The presentation covered topics including when to start collecting benefits, early vs. delayed filing, cumulative benefits over time, and questions […]