Retirement

Social Security paperwork with black glasses and pen

Social Security Decisions for Retirement Success

By Melissa Joy, CFP®, CDFA® / November 5, 2020

Are you nearing retirement and looking for guidance on Social Security decisions? In this informative 20-minute webinar, Melissa Joy, CFP® founder of Pearl Planning, and Melissa Fradenburg, Financial Advisor, RJFS […]

hand cupping an egg with 401K written on it

What Should I Do with My 401k Right Now?

By Melissa Joy, CFP®, CDFA® / April 30, 2020

Retirement accounts (including 401, 403b, 457, TSA, and IRA investors) have been ravaged by coronavirus market turmoil. Now, American workers are desperate to know how to manage their 401k effectively […]

Will My Michigan Pension be Taxed?

By Melissa Joy, CFP®, CDFA® / October 22, 2019

Will My Michigan Pension Get Taxed? As you prepare for retirement, taxes may be top of mind. A 2011 change to taxation of Michigan pensions remains relevant for Michigan retirees […]

The ABC’s Of Social Security & Medicare: Webinar Recap

By Melissa Joy, CFP®, CDFA® / October 10, 2019

Our September webinar focused on a Social Security & Medicare. The presentation covered topics including when to start collecting benefits, early vs. delayed filing, cumulative benefits over time, and questions […]

Actionable Steps for Taxes

By Melissa Joy, CFP®, CDFA® / April 26, 2019

Tax Season Wrap-Up: Act Now to be Prepared for 2019 You’ve filed your taxes, or at least paid what you owe, but take a few extra steps to wrap up […]