Investments

Tax Loss Harvesting – A Guide for Making the Most of a Down Market

By Melissa Joy, CFP®, CDFA® / March 10, 2022

As an investor, the new year has reminded us of the sometimes difficult feelings that come with a down market. Reminding ourselves of the normality of market fluctuation can be […]

Five Questions To Ask When Stocks Are Down

By Melissa Joy, CFP®, CDFA® / January 24, 2022

The year is off to a volatile start, with January looking like the worst month for the United States stock market since March of 2020. In this article, we will […]

Should I Buy I Bonds Now?

By Melissa Joy, CFP®, CDFA® / November 18, 2021

With inflation soaring, the popularity of a little-known treasury program for small investors, Series I Savings Bonds, is coming into focus. The I Bond is linked to an interest rate […]

Utilizing your NQSOs to Help you Meet Your Goals

By Melissa Joy, CFP®, CDFA® / November 2, 2021

Non-Qualified Stock Options (NQSOs) are a form of equity compensation that can be offered by an employer. NQSOs provide an opportunity for employees to participate in the company’s appreciation over […]

Maximizing the Benefits of your Incentive Stock Options (ISOs)

By Melissa Joy, CFP®, CDFA® / October 19, 2021

Incentive Stock Options (ISOs) are a form of equity compensation sometimes offered by an employer. ISOs provide employees a share in the potential appreciation of a company’s value. Often these […]

Is It the Right Time to Refinance?

By Alexa Kane, CFP®, CDFA® / September 25, 2020

Mortgage rates have hit historic lows and many people are taking advantage of this by refinancing. If you are looking to decrease your monthly mortgage payment or reduce your interest […]