Investments

Five Questions To Ask When Stocks Are Down

By Melissa Joy, CFP®, CDFA® / January 24, 2022

The year is off to a volatile start, with January looking like the worst month for the United States stock market since March of 2020. In this article, we will […]

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bonds

Should I Buy I Bonds Now?

By Melissa Joy, CFP®, CDFA® / November 18, 2021

With inflation soaring, the popularity of a little-known treasury program for small investors, Series I Savings Bonds, is coming into focus. The I Bond is linked to an interest rate […]

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Utilizing your NQSOs to Help you Meet Your Goals

Utilizing your NQSOs to Help you Meet Your Goals

By Melissa Joy, CFP®, CDFA® / November 2, 2021

Non-Qualified Stock Options (NQSOs) are a form of equity compensation that can be offered by an employer. NQSOs provide an opportunity for employees to participate in the company’s appreciation over […]

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Employee Stock Options

Maximizing the Benefits of your Incentive Stock Options (ISOs)

By Melissa Joy, CFP®, CDFA® / October 19, 2021

Incentive Stock Options (ISOs) are a form of equity compensation sometimes offered by an employer. ISOs provide employees a share in the potential appreciation of a company’s value. Often these […]

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large home in a development

Is It the Right Time to Refinance?

By Alexa Kane, CFP®, CDFA® / September 25, 2020

Mortgage rates have hit historic lows and many people are taking advantage of this by refinancing.  If you are looking to decrease your monthly mortgage payment or reduce your interest […]

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hand cupping an egg with 401K written on it

What Should I Do with My 401k Right Now?

By Melissa Joy, CFP®, CDFA® / April 30, 2020

Retirement accounts (including 401, 403b, 457, TSA, and IRA investors) have been ravaged by coronavirus market turmoil. Now, American workers are desperate to know how to manage their 401k effectively […]

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