Financial Planning

woman fanning money in front of her face

Five Financial Things To Do Before Year-End

By Melissa Joy, CFP®, CDFA® / September 1, 2020

While markets have been resilient, 2020 has been an interesting year, to say the least. With an economic recession, global pandemic, and rather divisive election season underway, it may be […]

Melissa Joy Guest on “Financial Finesse” Podcast

By Melissa Joy, CFP®, CDFA® / June 18, 2020

Melissa Joy recently joined financial planner Cathy Curtis to discuss how a comprehensive financial planner works with clients and the value of independent financial advice. Cathy is a friend of […]

5 Predictions for Our Post-Coronavirus Future

By Melissa Joy, CFP®, CDFA® / May 21, 2020

It turns out pandemics wear you out. This “new normal” is starting to feel like “normal-normal”, but it’s not the day-to-day that I would choose for myself, or any of […]

Remembering Uncle Jack: Living in the Moment While Taking Care of Your Future

By Melissa Joy, CFP®, CDFA® / May 4, 2020

This week marks a somber anniversary for my family. Last year, Jack Birdwell died unexpectedly. He was my mom’s youngest brother and always Uncle Jack to me. Jack was larger […]

Businesswoman holding and putting lightbulb on coins stack on table for saving energy and money concept

Now is the right time for a financial plan

By Melissa Joy, CFP®, CDFA® / April 15, 2020

I can’t tell you how often I talk to people who know they want financial planning but are waiting until the perfect moment to get started. Now, with a new […]

Hand flipping wooden cubes for change wording" Panic " to " Calm". Mindset is important for human development

Financial Wellness in a Bear Market

By Melissa Joy, CFP®, CDFA® / April 13, 2020

Melissa Joy, CFP®, CDFA® and Lindsay Bryan-Podvin, Financial Therapist discuss how to keep perspective in this challenging market environment. Lindsay is the state of Michigan’s first financial therapist. In addition […]