Financial Planning

7 Year-End Financial Planning Moves

By Melissa Joy, CFP®, CDFA® / November 10, 2021

We all know how chaotic this time of year can become. With the holiday season approaching, it’s easy to allow our plates to fill up and forget to make sure […]

goal planner on a desk with coffee, watch, and clips

Setting and Achieving Financial Goals

By Melissa Joy, CFP®, CDFA® / December 29, 2020

January is often seen as a time for a fresh start. People make their resolutions and set goals. At Pearl Planning we love setting goals, and more importantly helping people […]

Fairy Tales and Finance

By Alexa Kane, CFP®, CDFA® / October 27, 2020

‘I’ll huff and I’ll puff, and I’ll blow your house down!’ An iconic line and terrifying statement if you are little piggy in an ill-prepared house. When we started brainstorming […]

Is It the Right Time to Refinance?

By Alexa Kane, CFP®, CDFA® / September 25, 2020

Mortgage rates have hit historic lows and many people are taking advantage of this by refinancing. If you are looking to decrease your monthly mortgage payment or reduce your interest […]

woman fanning money in front of her face

Five Financial Things To Do Before Year-End

By Melissa Joy, CFP®, CDFA® / September 1, 2020

While markets have been resilient, 2020 has been an interesting year, to say the least. With an economic recession, global pandemic, and rather divisive election season underway, it may be […]

Melissa Joy Guest on “Financial Finesse” Podcast

By Melissa Joy, CFP®, CDFA® / June 18, 2020

Melissa Joy recently joined financial planner Cathy Curtis to discuss how a comprehensive financial planner works with clients and the value of independent financial advice. Cathy is a friend of […]