Financial Planning

What Issues Should I Consider When Dealing With High Inflation?

By Melissa Joy, CFP®, CDFA® / August 12, 2022

Inflation is a topic that is on everyone’s mind. It is one of those issues that confronts us every time we go to the grocery store or fill up our […]

5 Smart Holiday Spending Tips

By Melissa Joy, CFP®, CDFA® / December 7, 2021

Do you know what you can reasonably spend this holiday season? Overspending now may lead to a post-holiday hangover in the New Year. Whether you put all your seasonal shopping […]

7 Year-End Financial Planning Moves

By Melissa Joy, CFP®, CDFA® / November 10, 2021

We all know how chaotic this time of year can become. With the holiday season approaching, it’s easy to allow our plates to fill up and forget to make sure […]

goal planner on a desk with coffee, watch, and clips

Setting and Achieving Financial Goals

By Melissa Joy, CFP®, CDFA® / December 29, 2020

January is often seen as a time for a fresh start. People make their resolutions and set goals. At Pearl Planning we love setting goals, and more importantly helping people […]

Fairy Tales and Finance

By Alexa Kane, CFP®, CDFA® / October 27, 2020

‘I’ll huff and I’ll puff, and I’ll blow your house down!’ An iconic line and terrifying statement if you are little piggy in an ill-prepared house. When we started brainstorming […]

Is It the Right Time to Refinance?

By Alexa Kane, CFP®, CDFA® / September 25, 2020

Mortgage rates have hit historic lows and many people are taking advantage of this by refinancing. If you are looking to decrease your monthly mortgage payment or reduce your interest […]