Month: April 2025

Spring 2025 economic update and investing outlook

Spring Economic Update & Investing Outlook (Webinar)

By Melissa Joy, CFP®, CDFA® / April 30, 2025

In this webinar, Melissa Joy, CFP® explores the shifting economic environment of spring 2025, offering valuable context, strategies, and action steps for investors navigating market volatility. Melissa highlights the lessons […]

woman relaxing in a nice home after spring cleaning her finances

Spring Clean Your Finances: 20 Ways to Refresh Your Financial Life Right Now

By Melissa Joy, CFP®, CDFA® / April 25, 2025

Spring isn’t just for closets and garages—it’s also the perfect time to dust off your finances and do a little money maintenance. Whether you’re planning for retirement, juggling college costs, […]

Demystifying the Backdoor Roth IRA: What You Need to Know

By Melissa Joy, CFP®, CDFA® / April 14, 2025

If you’ve heard of a Backdoor Roth IRA but find the details confusing, you’re not alone! At Pearl Planning, we frequently recommend this strategy to clients who earn too much […]

What to Do in a Bear Market or Recession: Quick, Actionable Tips for Smart Financial Moves

By Melissa Joy, CFP®, CDFA® / April 9, 2025

Market downturns and economic slowdowns can feel unsettling—but they’re also opportunities to take control of your financial life. Here’s a quick, actionable checklist of things to do during a bear […]

A ship brings goods from one country to another

The Tariff Trap: How to Navigate Today’s Economic Uncertainty

By Melissa Joy, CFP®, CDFA® / April 4, 2025

President Trump’s “Liberation Day” tariff announcement on Wednesday, March 2nd, sent shockwaves through US and global trading markets for the remainder of the week. I am writing this as of […]