We're Transitioning to an Independent RIA!
What’s changing on August 1st?
Pearl Planning will officially become its own independent Registered Investment Advisor (RIA). We’ll continue operating under the same name and brand you know and trust—just no longer under the umbrella of Stephens Wealth Management Group. This change gives us full independence, but everything you value about working with us—our team, our approach, and our commitment to your financial goals—remains the same.
How will this change affect me as a client?
Very little will change on your end. Your relationship with your advisor, your investment strategy, and your financial goals all remain the same. You may notice refreshed branding and receive minor paperwork, but the day-to-day experience will continue seamlessly.
Will my investments be affected?
No. Your investment portfolio will remain aligned with your financial plan and long-term goals. This transition will not impact your portfolio's structure, risk tolerance, or performance strategy.
Will I need to do anything?
In most cases, no action is needed. If you're comfortable continuing with us under Pearl Planning, your accounts will transition automatically. If you prefer not to move forward with us, simply let us know and we’ll ensure a smooth and respectful transition.
Why is Pearl Planning becoming its own RIA?
This step allows us greater independence and flexibility to make decisions that are solely in the best interest of our clients. As an independent RIA, we can select tools, services, and strategies that best support your financial success.
Will my fees change?
No, your current fee structure will stay the same. Should any changes ever arise in the future, we will communicate them transparently and well in advance.
Who will be managing my account?
Your existing advisor and support team will remain the same. You’ll continue to work with the people you know and trust, who are fully committed to your financial well-being.
Is Pearl Planning still a fiduciary?
Absolutely. We remain committed to acting in your best interest and upholding the highest fiduciary standards in all that we do.
Will I still have access to the same tools and reports?
Yes. You will continue to use the same platforms and reporting tools you’re familiar with. If any enhancements are made, we’ll keep you informed and help you make the most of them.
Who should I contact if I have more questions?
We’re here to help. If you have any questions or would like to discuss the transition further, please don’t hesitate to reach out or schedule a time to talk. Your comfort and confidence are our top priorities.