Retirement

U of M health savings accounts explained

Know Your Health Savings Account Options

By Melissa Joy, CFP®, CDFA® / October 14, 2024

Listen up University of Michigan employees! 📢 👉 Are you taking full advantage of the health savings account (HSA) option? HSAs can be a powerful financial tool. Not just for […]

Understand your U of M retirement savings strategies

Find Your Best U of M Retirement Strategy

By Melissa Joy, CFP®, CDFA® / October 7, 2024

Retirement planning has more nuances than most people realize. 😳 Do you know whether you’re under or over-contributing to your savings? 📉 This month we’re focusing on University of Michigan […]

Accounts to Withdraw Retirement Savings Without Penalties

By Melissa Joy, CFP®, CDFA® / August 26, 2024

When it comes to retiring early (like in your 50s!), the first question I often hear is, “Where will my monthly income come from?” I’m glad you asked! Because when […]

Health Insurance Options For Retirement

By Melissa Joy, CFP®, CDFA® / August 19, 2024

Dreaming of retiring in your 50s? Walking away from your company’s health insurance can be a major roadblock ⛔️. Finding the right health insurance can be a scary proposition because […]

Unlocking the Power of Roth IRAs with Lucy Valandra, CFP®

By Lucy Valandra / August 16, 2024

If you’re not sure what a Roth IRA is or why it’s worth considering, read on! A Roth IRA is a special type of individual retirement account that offers unique […]

How to Plan For a Retirement That Fits Your Lifestyle

By Melissa Joy, CFP®, CDFA® / August 12, 2024

You think you have enough money to retire in your 50s? If that’s your dream, let’s talk about reality. I have this conversation all the time, and I’m not saying […]