Investments

Not My First Debt-Ceiling Rodeo

By Melissa Joy, CFP®, CDFA® / May 25, 2023

How to Manage Your Finances in the Face of Uncertainty What is the debt ceiling and how does it impact you today? The United States hit the current $31.4 trillion […]

When Banks Fail: Understanding the Causes and Consequences of Bank Failures

By Melissa Joy, CFP®, CDFA® / March 15, 2023

Bank failures can be a scary and concerning prospect for the public, but it is important to understand what they are, why they happen and what you can do to […]

What Issues Should I Consider When Dealing With High Inflation?

By Melissa Joy, CFP®, CDFA® / August 12, 2022

Inflation is a topic that is on everyone’s mind. It is one of those issues that confronts us every time we go to the grocery store or fill up our […]

Opening Multiple 529s per Beneficiary: A Guide to Help You Get Started

By Melissa Joy, CFP®, CDFA® / May 26, 2022

529 plans are a strategy that many use to save for a loved one’s college education. Although most people are familiar with the benefits of a 529 plan, there are […]

Hacks for Your Health Savings Account

By Melissa Joy, CFP®, CDFA® / May 10, 2022

More often in recent years, we have found ourselves talking to clients about the value of a Health Savings Account (HSA). HSAs can be a valuable tool to help prepare for […]

Understanding your Restricted Stock Units (RSUs)

By Melissa Joy, CFP®, CDFA® / April 11, 2022

Restricted Stock Units (RSUs) are a form of equity compensation that can be provided by an employer. RSUs vest over time and allow an employee to receive shares of the […]