Awards Disclosures

This ranking is based upon the period from 02/04/23 to 09/30/23. The ranking was released on 02/08/2024. The methodology used to determine Top Women Wealth Advisor’s award is outlined below. Pearl Planning and Melissa Joy did not pay any compensation to be considered for this rating.

Forbes’ annual ranking, compiled by SHOOK Research, showcases Melissa Joy among 1,991 exceptional women advisors managing a cumulative $2.8 trillion in assets and is based upon the period from 02/04/23 to 09/30/23. The ranking was released on 02/08/2024. The methodology used to determine Top Women Wealth Advisor’s award is outlined below. Pearl Planning and Melissa Joy did not pay any compensation to be considered for this rating. Please visit the ranking methodology page for more info. This recognition underscores her outstanding contributions to the financial industry and our firm’s steadfast dedication to client success.

Forbes’ annual ranking, compiled by SHOOK Research, showcases Melissa Joy among 1,991 exceptional women advisors managing a cumulative $2.8 trillion in assets and is based upon the period from 02/04/23 to 09/30/23. The ranking was released on 02/08/2024. The methodology used to determine Top Women Wealth Advisor’s award is outlined below. Pearl Planning and Melissa Joy did not pay any compensation to be considered for this rating. Please visit the ranking methodology page for more info. This recognition underscores her outstanding contributions to the financial industry and our firm’s steadfast dedication to client success.

*Please Note: Ranking Limitations. Neither rankings nor recognitions by unaffiliated rating services, publications, media, or other organizations,  nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that the client will experience a certain level of results if the investment professional or the  investment professional’s firm is engaged, or continues to be engaged, to provide investment advisory services. A fee was not paid by either Melissa Joy or Pearl Planning to receive the ranking. The ranking is based upon specific criteria and methodology (see ranking criteria/methodology). No ranking or recognition should be construed as an endorsement by any past or current client of Melissa Joy or Pearl Planning.

Data provided by SHOOK® Research, LLC — Data as of 9/30/23. America’s Top Women Advisors ranking was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client impact, industry experience, review of best practices and compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

Click here for the Forbes Best-In-State methodology

The Forbes ranking of America’s Top Women Wealth Advisors Best-In-State, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices learned through telephone and in-person interviews. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. This ranking is based upon the period from 02/04/23 to 09/30/23 and was released on 02/08/2024. Research Summary (As of February, 2023) 44,028 nominations were received and approximately 1,991 women won based on thresholds. This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be representative of individual clients experience. Neither Pearl Planning nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Pearl Planning is not affiliated with Forbes or Shook Research, LLC.

Investment advisory services offered by Pearl Planning, a DBA of Stephens Consulting LLC., an SEC registered investment adviser. Please remember that past performance may not be indicative of future results.

Pearl Planning does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results.

Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation.

Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Pearl Planning, or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, equal any corresponding indicated historical performance level(s}, be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or a substitute for, personalized investment advice from Pearl Planning. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.

If you are a Pearl Planning client, please remember to contact Pearl Planning, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, odd, or to modify any reasonable restrictions to our investment advisory services. Pearl Planning shall continue to rely on the accuracy of information that you have provided. Please Note: IF you are a Pearl Planning client, please advise us if you have not been receiving account statements (at Least quarterly) from the account custodian. A copy of Pearl Planning’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.pearlplan.com.