Month: August 2024

Accounts to Withdraw Retirement Savings Without Penalties

By Melissa Joy, CFP®, CDFA® / August 26, 2024

When it comes to retiring early (like in your 50s!), the first question I often hear is, “Where will my monthly income come from?” I’m glad you asked! Because when […]

Health Insurance Options For Retirement

By Melissa Joy, CFP®, CDFA® / August 19, 2024

Dreaming of retiring in your 50s? Walking away from your company’s health insurance can be a major roadblock ⛔️. Finding the right health insurance can be a scary proposition because […]

Unlocking the Power of Roth IRAs with Lucy Valandra, CFP®

By Melissa Joy, CFP®, CDFA® / August 16, 2024

If you’re not sure what a Roth IRA is or why it’s worth considering, read on! A Roth IRA is a special type of individual retirement account that offers unique […]

How to Plan For a Retirement That Fits Your Lifestyle

By Melissa Joy, CFP®, CDFA® / August 12, 2024

You think you have enough money to retire in your 50s? If that’s your dream, let’s talk about reality. I have this conversation all the time, and I’m not saying […]

Market Drawdowns in August 2024: A Guide to Managing Your Investments and Emotions

By Melissa Joy, CFP®, CDFA® / August 9, 2024

Your financial planner said there’d be days like this, and indeed, market fluctuations remind us of the inherent unpredictability of investing. As we navigate through the current market downturn in […]

Thinking About Retiring Comfortably In Your 50s?

By Melissa Joy, CFP®, CDFA® / August 5, 2024

When do you picture yourself retiring? Wouldn’t it be nice if it was sooner than you think? Don’t write off the idea. 🌟 It could be possible! 🌟 Many people […]